Roof Insurance Claim Process

Should You File A Roof Insurance Claim To Replace Your Roof?

Texas is all too familiar with extreme weather conditions, often resulting in roof damage from various natural disasters. If you’ve been impacted by a storm, it’s likely you’re questioning what steps to take next.

If your roof suffered damage during the storm and you have an insurance policy that covers such instances, then it’s possible to potentially get a new one with the aid of your plan. However, not all policies will allow for this—some may only provide reimbursement or compensation in other forms like repairs or alternative structures depending on what is specified under said coverage.

Don’t take a chance by assuming your insurance coverage encompasses this type of damage—call your agent to confirm. Your provider will be able to explicitly explain the features that are included in your policy so you can swiftly move forward and begin restoring what’s been taken away from you after a ferocious storm.

Our Process

Navigating through the insurance claim process can be a complex and arduous experience, especially when trying to get your claim approved. To ease this journey for you, we have assembled an all-encompassing guide that outlines every detail required for successful claims submission and payment. Now filing your insurance claims is swift and simple!

Step 1

If your roof has been damaged by a storm, don’t wait another minute. Reach out to an experienced local roofing company for professional inspection and repair!

Step 2

In the event of any damage, our team will provide a thorough assessment and outline what is required to repair or replace the affected item to make you whole again.

Step 3

If you decide to take the path of filing a roof insurance claim with your insurer after inspection, be sure to include pictures of the damage, information regarding your policy and any other essential documentation.

Step 4

It is beneficial for you to bring your contractor when the insurance adjuster visits your home in order to inspect and assess the damage. In doing so, they can provide more detailed information about the condition of your roof.

Step 5

When you talk to the adjuster about your roof damage, they will supply documents concerning the incident. It is essential that you closely examine these papers and make sure your insurance policy covers a majority of it.

Step 6

After your claim has been successfully approved, it’s time to find a reliable roofing contractor to help you restore your roof. By doing so, you can rest assured that the task is being done with precision and accuracy.

Storm Damage To Your Roof?

Are your shingles missing? It’s easy to tell, you’ll see an area on the roof deck with no covering. Alternatively, if there has been a windstorm, check for any lifted or creased shingles; they will appear bent and form a noticeable crease which can be difficult to spot from below.

Are wind lifting your shingles? This could be an indication that the seal between them and your roof is broken or compromised. If you are experiencing any of these issues, we can help get it sorted!

Our highly-trained experts have the ability to detect storm damage that can be overlooked by ordinary eyes. Take advantage of our knowledge and expertise so you can prevent a potential disaster from happening in your home or business. We will assist you in recognizing any signs of danger before it becomes too late!

Five-Star Reviews

Read Our Reviews

See what our clients have had to say about working with Hometown Roofing & Restoration:

"When I called them they came out ASAP! They knew a leaking roof was serious for me. The customer service and time they spent was amazing. The care and knowledge from hometown. Is by far the best I received when calling other roofing companies. They are now my first choice for anything roofing related. Thank you to the team for such amazing and fast acting service. I look forward to having them fix a few other parts that I need to take care of. Thank you guys!"

Chris G.

Tampa, FL

"Hometown Roofing & Restoration did a great job replacing my roof. They helped me navigate my claim with my insurance company which was complex, their PM's kept me updated through all phases of the installation, courtesy, professional, and overall it was a great customer experience! I would highly recommend Hometown Roofing & Restoration!"

Bryan B.

Tampa, FL

"When our home’s roof was breached by hail we were not sure what we had to do to have our insurance pay for the repairs. The representative from Home Town , Tony Godsey, was able to work with our insurance and get the repairs done. The repairs were done well and in a short time. Home Town did great job and left our home better than before. Tony was professional and friendly and trustworthy. I highly recommend Home Town Roofing."

Gerrie L.

Tampa, FL

"Hometown Roofing came in and did an exemplary job for us. They did all the leg work, walking us through the whole insurance process, and worked directly with the adjuster to find every piece of property of ours that was damaged from the storm. I’d definitely nudge you (the reader) to allow Tony to get up on your roof and provide a free inspection."

Aaron

Tampa, FL