Roof Insurance Claim Process

Should You File A Roof Insurance Claim To Replace Your Roof?

Texas is all too familiar with extreme weather conditions, often resulting in roof damage from various natural disasters. If you’ve been impacted by a storm, it’s likely you’re questioning what steps to take next.

If your roof suffered damage during the storm and you have an insurance policy that covers such instances, then it’s possible to potentially get a new one with the aid of your plan. However, not all policies will allow for this—some may only provide reimbursement or compensation in other forms like repairs or alternative structures depending on what is specified under said coverage.

Don’t take a chance by assuming your insurance coverage encompasses this type of damage—call your agent to confirm. Your provider will be able to explicitly explain the features that are included in your policy so you can swiftly move forward and begin restoring what’s been taken away from you after a ferocious storm.

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Our Process

Navigating through the insurance claim process can be a complex and arduous experience, especially when trying to get your claim approved. To ease this journey for you, we have assembled an all-encompassing guide that outlines every detail required for successful claims submission and payment. Now filing your insurance claims is swift and simple!

STEP 1

If your roof has been damaged by a storm, don’t wait another minute. Reach out to an experienced local roofing company for professional inspection and repair!

Get a Free Inspection

STEP 2

In the event of any damage, our team will provide a thorough assessment and outline what is required to repair or replace the affected item to make you whole again.

STEP 3

If you decide to take the path of filing a roof insurance claim with your insurer after inspection, be sure to include pictures of the damage, information regarding your policy and any other essential documentation.

STEP 4

It is beneficial for you to bring your contractor when the insurance adjuster visits your home in order to inspect and assess the damage. In doing so, they can provide more detailed information about the condition of your roof.

STEP 5

When you talk to the adjuster about your roof damage, they will supply documents concerning the incident. It is essential that you closely examine these papers and make sure your insurance policy covers a majority of it.

STEP 6

After your claim has been successfully approved, it’s time to find a reliable roofing contractor to help you restore your roof. By doing so, you can rest assured that the task is being done with precision and accuracy.

Storm Damage To Your Roof?

Are your shingles missing? It’s easy to tell, you’ll see an area on the roof deck with no covering. Alternatively, if there has been a windstorm, check for any lifted or creased shingles; they will appear bent and form a noticeable crease which can be difficult to spot from below.

Are wind lifting your shingles? This could be an indication that the seal between them and your roof is broken or compromised. If you are experiencing any of these issues, we can help get it sorted!

Our highly-trained experts have the ability to detect storm damage that can be overlooked by ordinary eyes. Take advantage of our knowledge and expertise so you can prevent a potential disaster from happening in your home or business. We will assist you in recognizing any signs of danger before it becomes too late!

Call Us: (830) 428-2820

Client Testimonials

The folks at Hometown Roofing are AWESOME!

They were professional, courteous, quick and efficient with the installation. This was my first time using my homeowners insurance and had no clue as to how things go. Richard walked me through the entire process and was patient with me by answering my questions over and over even after normal business hours. I would recommend Hometown Roofing to anyone in need or roofing or restoration!!

JOHNETTE HUTCHINSON
OCTOBER 5, 2022

Richard does an absolutely amazing job!

He was able to get multiple roofs approved for replacement for us and we highly recommend him to all of our property owners!!!

RON HENRY
SEPTEMBER 19, 2022

I 100% recommend Hometown Roofing!

Hometown Roofing takes care of all the stress and hassle of insurance claims, and keeps you in the loop every step of the way! This team of storm restoration specialists even offers referral gifts as a thank you to their customers, a great incentive to refer and share them even more! If you need your roof inspected (for free might I add), or have known damage.

KAELEIGH RILLING
SEPTEMBER 19, 2022